Housing data › Tennessee
Tennessee: 2026 income limits & Fair Market Rents
Use this Tennessee reference to find your next housing-help step. The statewide table below is background data, not the income cutoff for your address. Voucher rules use local limits and your family's details.
Check your county before using a statewide number
- Open the county income-limit checker. Choose Tennessee, your county, and your family size.
- Compare the correct local row with your annual income. For example, a family of three should use its county's three-person row, not the statewide four-person figure.
- Ask a Tennessee housing office which limit applies, what income counts, and whether it is accepting applications. Being under a limit does not guarantee a voucher.
Already have a voucher? Ask your housing office for its payment standard and rent-share calculation before signing a lease.
Statewide income reference — not your local eligibility cutoff
State median family income: $94,900. These statewide, unadjusted tiers are reference figures. HUD's local limits include adjustments; do not calculate a personal eligibility limit by multiplying the state median. Source check: 2026-07-20 source
| Household | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $19,950 | $33,250 | $53,150 |
| 2 people | $22,800 | $38,000 | $60,750 |
| 3 people | $25,650 | $42,750 | $68,350 |
| 4 people | $28,450 | $47,450 | $75,900 |
| 5 people | $30,750 | $51,250 | $82,000 |
| 6 people | $33,050 | $55,050 | $88,050 |
| 7 people | $35,300 | $58,850 | $94,150 |
| 8 people | $37,600 | $62,650 | $100,200 |
Actual limits are set per county/metro area and can differ from the statewide figures above — use HUD's official lookup for your county, or ask your local Public Housing Agency.
Fair Market Rents by county (2026)
FMRs are HUD's rent benchmarks by unit size, used to set Housing Choice Voucher payment standards. Source check: 2026-07-20 source
| County / area | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| Anderson County Knoxville, TN HUD Metro FMR Area |
$1,177 | $1,184 | $1,471 | $1,864 | $2,172 |
| Bedford County Bedford County, TN |
$796 | $928 | $1,017 | $1,414 | $1,641 |
| Benton County Benton County, TN |
$700 | $705 | $925 | $1,286 | $1,402 |
| Bledsoe County Bledsoe County, TN |
$738 | $743 | $975 | $1,169 | $1,636 |
| Blount County Knoxville, TN HUD Metro FMR Area |
$1,177 | $1,184 | $1,471 | $1,864 | $2,172 |
| Bradley County Cleveland, TN MSA |
$850 | $940 | $1,233 | $1,584 | $1,633 |
| Campbell County Campbell County, TN HUD Metro FMR Area |
$717 | $722 | $947 | $1,249 | $1,254 |
| Cannon County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area |
$1,507 | $1,578 | $1,730 | $2,211 | $2,696 |
| Carroll County Carroll County, TN |
$724 | $746 | $925 | $1,151 | $1,480 |
| Carter County Johnson City, TN MSA |
$887 | $893 | $1,132 | $1,398 | $1,548 |
| Cheatham County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area |
$1,507 | $1,578 | $1,730 | $2,211 | $2,696 |
| Chester County Jackson, TN HUD Metro FMR Area |
$869 | $960 | $1,260 | $1,677 | $1,758 |
| Claiborne County Claiborne County, TN |
$724 | $844 | $925 | $1,155 | $1,277 |
| Clay County Clay County, TN |
$700 | $705 | $925 | $1,286 | $1,289 |
| Cocke County Cocke County, TN |
$643 | $742 | $925 | $1,209 | $1,225 |
| Coffee County Coffee County, TN |
$775 | $780 | $959 | $1,281 | $1,363 |
| Crockett County Crockett County, TN HUD Metro FMR Area |
$753 | $842 | $1,083 | $1,389 | $1,615 |
| Cumberland County Cumberland County, TN |
$719 | $723 | $942 | $1,304 | $1,354 |
| Davidson County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area |
$1,507 | $1,578 | $1,730 | $2,211 | $2,696 |
| Decatur County Decatur County, TN |
$724 | $736 | $925 | $1,286 | $1,289 |
| DeKalb County DeKalb County, TN |
$722 | $726 | $953 | $1,143 | $1,532 |
| Dickson County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area |
$1,507 | $1,578 | $1,730 | $2,211 | $2,696 |
| Dyer County Dyer County, TN |
$724 | $778 | $925 | $1,220 | $1,225 |
| Fayette County Memphis, TN-MS-AR HUD Metro FMR Area |
$1,060 | $1,154 | $1,274 | $1,683 | $1,959 |
| Fentress County Fentress County, TN |
$700 | $705 | $925 | $1,204 | $1,290 |
| Franklin County Franklin County, TN |
$742 | $747 | $980 | $1,307 | $1,622 |
| Gibson County Gibson County, TN HUD Metro FMR Area |
$645 | $706 | $927 | $1,289 | $1,555 |
| Giles County Giles County, TN |
$758 | $763 | $1,001 | $1,200 | $1,395 |
| Grainger County Grainger County, TN HUD Metro FMR Area |
$712 | $717 | $941 | $1,241 | $1,246 |
| Greene County Greene County, TN |
$638 | $797 | $925 | $1,279 | $1,420 |
| Grundy County Grundy County, TN |
$724 | $844 | $925 | $1,162 | $1,289 |
| Hamblen County Morristown, TN HUD Metro FMR Area |
$881 | $887 | $1,135 | $1,444 | $1,827 |
| Hamilton County Chattanooga, TN-GA MSA |
$1,211 | $1,263 | $1,390 | $1,734 | $1,853 |
| Hancock County Hancock County, TN |
$724 | $844 | $925 | $1,109 | $1,225 |
| Hardeman County Hardeman County, TN |
$700 | $705 | $925 | $1,286 | $1,348 |
| Hardin County Hardin County, TN |
$700 | $705 | $925 | $1,220 | $1,225 |
| Hawkins County Kingsport-Bristol, TN-VA MSA |
$720 | $818 | $1,044 | $1,338 | $1,464 |
| Haywood County Haywood County, TN |
$700 | $705 | $925 | $1,226 | $1,417 |
| Henderson County Henderson County, TN |
$724 | $742 | $925 | $1,178 | $1,289 |
| Henry County Henry County, TN |
$719 | $723 | $949 | $1,138 | $1,322 |
| Hickman County Hickman County, TN HUD Metro FMR Area |
$827 | $832 | $992 | $1,277 | $1,664 |
| Houston County Houston County, TN |
$724 | $726 | $925 | $1,253 | $1,552 |
| Humphreys County Humphreys County, TN |
$723 | $728 | $955 | $1,189 | $1,331 |
| Jackson County Jackson County, TN |
$700 | $705 | $925 | $1,217 | $1,289 |
| Jefferson County Morristown, TN HUD Metro FMR Area |
$881 | $887 | $1,135 | $1,444 | $1,827 |
| Johnson County Johnson County, TN |
$724 | $844 | $925 | $1,273 | $1,289 |
| Knox County Knoxville, TN HUD Metro FMR Area |
$1,177 | $1,184 | $1,471 | $1,864 | $2,172 |
| Lake County Lake County, TN |
$700 | $705 | $925 | $1,174 | $1,289 |
| Lauderdale County Lauderdale County, TN |
$706 | $710 | $925 | $1,239 | $1,474 |
| Lawrence County Lawrence County, TN |
$711 | $716 | $939 | $1,126 | $1,243 |
| Lewis County Lewis County, TN |
$724 | $844 | $925 | $1,286 | $1,552 |
| Lincoln County Lincoln County, TN |
$724 | $844 | $925 | $1,286 | $1,289 |
| Loudon County Knoxville, TN HUD Metro FMR Area |
$1,177 | $1,184 | $1,471 | $1,864 | $2,172 |
| Macon County Macon County, TN HUD Metro FMR Area |
$847 | $887 | $972 | $1,290 | $1,504 |
| Madison County Jackson, TN HUD Metro FMR Area |
$869 | $960 | $1,260 | $1,677 | $1,758 |
| Marion County Chattanooga, TN-GA MSA |
$1,211 | $1,263 | $1,390 | $1,734 | $1,853 |
| Marshall County Marshall County, TN |
$788 | $793 | $1,041 | $1,373 | $1,378 |
| Maury County Maury County, TN HUD Metro FMR Area |
$1,131 | $1,138 | $1,349 | $1,701 | $1,912 |
| McMinn County McMinn County, TN |
$725 | $845 | $926 | $1,151 | $1,226 |
| McNairy County McNairy County, TN |
$724 | $742 | $925 | $1,286 | $1,442 |
| Meigs County Meigs County, TN |
$700 | $705 | $925 | $1,227 | $1,289 |
| Monroe County Monroe County, TN |
$684 | $764 | $925 | $1,220 | $1,225 |
| Montgomery County Clarksville, TN-KY HUD Metro FMR Area |
$1,090 | $1,094 | $1,346 | $1,871 | $2,258 |
| Moore County Moore County, TN |
$724 | $742 | $925 | $1,282 | $1,289 |
| Morgan County Morgan County, TN HUD Metro FMR Area |
$748 | $753 | $988 | $1,303 | $1,308 |
| Obion County Obion County, TN |
$722 | $727 | $925 | $1,187 | $1,225 |
| Overton County Overton County, TN |
$724 | $742 | $925 | $1,165 | $1,225 |
| Perry County Perry County, TN |
$724 | $818 | $925 | $1,109 | $1,340 |
| Pickett County Pickett County, TN |
$725 | $730 | $958 | $1,149 | $1,335 |
| Polk County Cleveland, TN MSA |
$850 | $940 | $1,233 | $1,584 | $1,633 |
| Putnam County Putnam County, TN |
$752 | $818 | $1,014 | $1,409 | $1,557 |
| Rhea County Rhea County, TN |
$700 | $705 | $925 | $1,220 | $1,225 |
| Roane County Roane County, TN HUD Metro FMR Area |
$912 | $918 | $1,092 | $1,432 | $1,832 |
| Robertson County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area |
$1,507 | $1,578 | $1,730 | $2,211 | $2,696 |
| Rutherford County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area |
$1,507 | $1,578 | $1,730 | $2,211 | $2,696 |
| Scott County Scott County, TN |
$724 | $762 | $925 | $1,159 | $1,552 |
| Sequatchie County Chattanooga, TN-GA MSA |
$1,211 | $1,263 | $1,390 | $1,734 | $1,853 |
| Sevier County Sevier County, TN |
$883 | $973 | $1,159 | $1,522 | $1,535 |
| Shelby County Memphis, TN-MS-AR HUD Metro FMR Area |
$1,060 | $1,154 | $1,274 | $1,683 | $1,959 |
| Smith County Smith County, TN HUD Metro FMR Area |
$796 | $801 | $1,051 | $1,368 | $1,392 |
| Stewart County Stewart County, TN HUD Metro FMR Area |
$692 | $815 | $1,004 | $1,396 | $1,684 |
| Sullivan County Kingsport-Bristol, TN-VA MSA |
$720 | $818 | $1,044 | $1,338 | $1,464 |
| Sumner County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area |
$1,507 | $1,578 | $1,730 | $2,211 | $2,696 |
| Tipton County Memphis, TN-MS-AR HUD Metro FMR Area |
$1,060 | $1,154 | $1,274 | $1,683 | $1,959 |
| Trousdale County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area |
$1,507 | $1,578 | $1,730 | $2,211 | $2,696 |
| Unicoi County Johnson City, TN MSA |
$887 | $893 | $1,132 | $1,398 | $1,548 |
| Union County Knoxville, TN HUD Metro FMR Area |
$1,177 | $1,184 | $1,471 | $1,864 | $2,172 |
| Van Buren County Van Buren County, TN |
$700 | $705 | $925 | $1,198 | $1,289 |
| Warren County Warren County, TN |
$730 | $735 | $964 | $1,156 | $1,276 |
| Washington County Johnson City, TN MSA |
$887 | $893 | $1,132 | $1,398 | $1,548 |
| Wayne County Wayne County, TN |
$700 | $705 | $925 | $1,109 | $1,289 |
| Weakley County Weakley County, TN |
$705 | $710 | $925 | $1,119 | $1,552 |
| White County White County, TN |
$751 | $756 | $992 | $1,240 | $1,579 |
| Williamson County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area |
$1,507 | $1,578 | $1,730 | $2,211 | $2,696 |
| Wilson County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area |
$1,507 | $1,578 | $1,730 | $2,211 | $2,696 |
See also: how the Housing Choice Voucher program works · Tennessee Public Housing Agencies.