Health Care & Medicare Help
Coverage and cost help: Medicaid, the Medicare assistance programs, low-cost clinics, and prescription cost help.
Run your numbers. The free Medicaid calculator shows your state's Medicaid income test — with a straight answer if your state did not expand. Nothing you type is saved. All calculators →
Guides
How to Apply for Medicare Extra Help: Documents and Steps
Apply for Medicare Extra Help through Social Security. See what to gather, who gets it automatically, what happens next, and how to appeal.
Hospital Charity Care: Free or Discounted Care Nonprofit Hospitals Must Offer
Nonprofit hospitals must offer free or discounted care under IRS rule 501(r). Learn how to ask, and what must happen before bills go to collections.
CHIP Health Coverage When Kids Do Not Qualify for Medicaid
Learn who may get CHIP, what child health care it covers, how state costs and income limits work, and how to apply free at any time of year.
Medicaid Eligibility, Coverage, and How to Apply
Learn who may qualify for Medicaid, what care it can cover, how expansion rules differ, what papers to gather, and how to apply free.
ACA Marketplace Savings in 2026: Tax Credits and CSR
See how 2026 Marketplace premium tax credits and cost-sharing reductions work, who may qualify, why Silver plans matter, and what to report.
Programs
Medicare Savings Programs (QMB, SLMB, QI)
State-run programs that pay certain Medicare costs for people with limited income and resources, if they qualify. The QMB program pays Part …
Extra Help (Medicare Part D Low-Income Subsidy)
Extra Help (the Part D Low-Income Subsidy) pays Medicare drug coverage (Part D) premiums, deductibles, and coinsurance for enrollees with li…