Housing data › New York
New York: 2026 income limits & Fair Market Rents
Use this New York reference to find your next housing-help step. The statewide table below is background data, not the income cutoff for your address. Voucher rules use local limits and your family's details.
Check your county before using a statewide number
- Open the county income-limit checker. Choose New York, your county, and your family size.
- Compare the correct local row with your annual income. For example, a family of three should use its county's three-person row, not the statewide four-person figure.
- Ask a New York housing office which limit applies, what income counts, and whether it is accepting applications. Being under a limit does not guarantee a voucher.
Already have a voucher? Ask your housing office for its payment standard and rent-share calculation before signing a lease.
Statewide income reference — not your local eligibility cutoff
State median family income: $111,900. These statewide, unadjusted tiers are reference figures. HUD's local limits include adjustments; do not calculate a personal eligibility limit by multiplying the state median. Source check: 2026-07-20 source
| Household | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $23,500 | $39,200 | $62,650 |
| 2 people | $26,850 | $44,800 | $71,600 |
| 3 people | $30,200 | $50,400 | $80,550 |
| 4 people | $33,550 | $55,950 | $89,500 |
| 5 people | $36,250 | $60,450 | $96,700 |
| 6 people | $38,950 | $64,950 | $103,850 |
| 7 people | $41,650 | $69,400 | $111,000 |
| 8 people | $44,300 | $73,900 | $118,150 |
Actual limits are set per county/metro area and can differ from the statewide figures above — use HUD's official lookup for your county, or ask your local Public Housing Agency.
Fair Market Rents by county (2026)
FMRs are HUD's rent benchmarks by unit size, used to set Housing Choice Voucher payment standards. Source check: 2026-07-20 source
| County / area | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| Albany County Albany-Schenectady-Troy, NY MSA |
$1,217 | $1,417 | $1,702 | $2,041 | $2,253 |
| Allegany County Allegany County, NY |
$750 | $754 | $974 | $1,243 | $1,464 |
| Bronx County New York, NY HUD Metro FMR Area |
$2,529 | $2,655 | $2,910 | $3,644 | $3,959 |
| Broome County Binghamton, NY MSA |
$783 | $868 | $1,103 | $1,412 | $1,622 |
| Cattaraugus County Cattaraugus County, NY |
$778 | $783 | $1,007 | $1,232 | $1,420 |
| Cayuga County Cayuga County, NY |
$884 | $889 | $1,124 | $1,463 | $1,679 |
| Chautauqua County Chautauqua County, NY |
$680 | $754 | $975 | $1,287 | $1,291 |
| Chemung County Elmira, NY MSA |
$949 | $978 | $1,283 | $1,606 | $1,713 |
| Chenango County Chenango County, NY |
$848 | $855 | $973 | $1,353 | $1,482 |
| Clinton County Clinton County, NY |
$973 | $980 | $1,246 | $1,494 | $1,650 |
| Columbia County Columbia County, NY |
$1,249 | $1,263 | $1,434 | $1,730 | $1,899 |
| Cortland County Cortland County, NY |
$954 | $960 | $1,198 | $1,510 | $2,010 |
| Delaware County Delaware County, NY |
$813 | $884 | $1,033 | $1,437 | $1,490 |
| Dutchess County Kiryas Joel-Poughkeepsie-Newburgh, NY MSA |
$1,364 | $1,549 | $1,979 | $2,511 | $2,694 |
| Erie County Buffalo-Cheektowaga, NY MSA |
$1,105 | $1,139 | $1,343 | $1,640 | $1,869 |
| Essex County Essex County, NY |
$891 | $903 | $1,185 | $1,455 | $1,645 |
| Franklin County Franklin County, NY |
$720 | $862 | $1,044 | $1,299 | $1,489 |
| Fulton County Fulton County, NY |
$823 | $828 | $1,087 | $1,303 | $1,468 |
| Genesee County Genesee County, NY |
$805 | $953 | $1,168 | $1,400 | $1,546 |
| Greene County Greene County, NY |
$1,008 | $1,118 | $1,373 | $1,813 | $2,075 |
| Hamilton County Hamilton County, NY |
$1,075 | $1,089 | $1,429 | $1,713 | $1,892 |
| Herkimer County Utica-Rome, NY MSA |
$899 | $926 | $1,172 | $1,405 | $1,623 |
| Jefferson County Watertown-Fort Drum, NY MSA |
$969 | $1,071 | $1,405 | $1,907 | $2,340 |
| Kings County New York, NY HUD Metro FMR Area |
$2,529 | $2,655 | $2,910 | $3,644 | $3,959 |
| Lewis County Lewis County, NY |
$758 | $839 | $1,008 | $1,402 | $1,646 |
| Livingston County Rochester, NY MSA |
$1,116 | $1,256 | $1,573 | $1,895 | $2,083 |
| Madison County Syracuse, NY MSA |
$995 | $1,123 | $1,392 | $1,691 | $1,848 |
| Monroe County Rochester, NY MSA |
$1,116 | $1,256 | $1,573 | $1,895 | $2,083 |
| Montgomery County Montgomery County, NY |
$892 | $899 | $1,102 | $1,381 | $1,484 |
| Nassau County Nassau-Suffolk, NY HUD Metro FMR Area |
$1,992 | $2,379 | $2,747 | $3,563 | $3,768 |
| New York County New York, NY HUD Metro FMR Area |
$2,529 | $2,655 | $2,910 | $3,644 | $3,959 |
| Niagara County Buffalo-Cheektowaga, NY MSA |
$1,105 | $1,139 | $1,343 | $1,640 | $1,869 |
| Oneida County Utica-Rome, NY MSA |
$899 | $926 | $1,172 | $1,405 | $1,623 |
| Onondaga County Syracuse, NY MSA |
$995 | $1,123 | $1,392 | $1,691 | $1,848 |
| Ontario County Rochester, NY MSA |
$1,116 | $1,256 | $1,573 | $1,895 | $2,083 |
| Orange County Kiryas Joel-Poughkeepsie-Newburgh, NY MSA |
$1,364 | $1,549 | $1,979 | $2,511 | $2,694 |
| Orleans County Rochester, NY MSA |
$1,116 | $1,256 | $1,573 | $1,895 | $2,083 |
| Oswego County Syracuse, NY MSA |
$995 | $1,123 | $1,392 | $1,691 | $1,848 |
| Otsego County Otsego County, NY |
$847 | $965 | $1,228 | $1,472 | $1,626 |
| Putnam County New York, NY HUD Metro FMR Area |
$2,529 | $2,655 | $2,910 | $3,644 | $3,959 |
| Queens County New York, NY HUD Metro FMR Area |
$2,529 | $2,655 | $2,910 | $3,644 | $3,959 |
| Rensselaer County Albany-Schenectady-Troy, NY MSA |
$1,217 | $1,417 | $1,702 | $2,041 | $2,253 |
| Richmond County New York, NY HUD Metro FMR Area |
$2,529 | $2,655 | $2,910 | $3,644 | $3,959 |
| Rockland County New York, NY HUD Metro FMR Area |
$2,529 | $2,655 | $2,910 | $3,644 | $3,959 |
| Saratoga County Albany-Schenectady-Troy, NY MSA |
$1,217 | $1,417 | $1,702 | $2,041 | $2,253 |
| Schenectady County Albany-Schenectady-Troy, NY MSA |
$1,217 | $1,417 | $1,702 | $2,041 | $2,253 |
| Schoharie County Albany-Schenectady-Troy, NY MSA |
$1,217 | $1,417 | $1,702 | $2,041 | $2,253 |
| Schuyler County Schuyler County, NY |
$792 | $875 | $1,148 | $1,508 | $1,520 |
| Seneca County Seneca County, NY |
$879 | $921 | $1,169 | $1,550 | $1,961 |
| St. Lawrence County St. Lawrence County, NY |
$742 | $816 | $1,071 | $1,284 | $1,418 |
| Steuben County Steuben County, NY |
$865 | $871 | $1,081 | $1,410 | $1,800 |
| Suffolk County Nassau-Suffolk, NY HUD Metro FMR Area |
$1,992 | $2,379 | $2,747 | $3,563 | $3,768 |
| Sullivan County Sullivan County, NY |
$995 | $1,070 | $1,302 | $1,811 | $1,891 |
| Tioga County Binghamton, NY MSA |
$783 | $868 | $1,103 | $1,412 | $1,622 |
| Tompkins County Ithaca, NY MSA |
$1,263 | $1,466 | $1,753 | $2,102 | $2,624 |
| Ulster County Kingston, NY MSA |
$1,303 | $1,386 | $1,818 | $2,245 | $2,407 |
| Warren County Glens Falls, NY MSA |
$1,041 | $1,066 | $1,348 | $1,742 | $1,785 |
| Washington County Glens Falls, NY MSA |
$1,041 | $1,066 | $1,348 | $1,742 | $1,785 |
| Wayne County Rochester, NY MSA |
$1,116 | $1,256 | $1,573 | $1,895 | $2,083 |
| Westchester County New York, NY HUD Metro FMR Area |
$2,529 | $2,655 | $2,910 | $3,644 | $3,959 |
| Wyoming County Wyoming County, NY |
$840 | $844 | $973 | $1,336 | $1,603 |
| Yates County Yates County, NY |
$756 | $836 | $1,097 | $1,329 | $1,840 |
See also: how the Housing Choice Voucher program works · New York Public Housing Agencies.