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New Jersey: 2026 income limits & Fair Market Rents
Use this New Jersey reference to find your next housing-help step. The statewide table below is background data, not the income cutoff for your address. Voucher rules use local limits and your family's details.
Check your county before using a statewide number
- Open the county income-limit checker. Choose New Jersey, your county, and your family size.
- Compare the correct local row with your annual income. For example, a family of three should use its county's three-person row, not the statewide four-person figure.
- Ask a New Jersey housing office which limit applies, what income counts, and whether it is accepting applications. Being under a limit does not guarantee a voucher.
Already have a voucher? Ask your housing office for its payment standard and rent-share calculation before signing a lease.
Statewide income reference — not your local eligibility cutoff
State median family income: $134,600. These statewide, unadjusted tiers are reference figures. HUD's local limits include adjustments; do not calculate a personal eligibility limit by multiplying the state median. Source check: 2026-07-20 source
| Household | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $28,300 | $47,150 | $74,800 |
| 2 people | $32,350 | $53,850 | $85,450 |
| 3 people | $36,400 | $60,600 | $96,150 |
| 4 people | $40,400 | $67,300 | $106,800 |
| 5 people | $43,650 | $72,700 | $115,350 |
| 6 people | $46,900 | $78,100 | $123,900 |
| 7 people | $50,100 | $83,500 | $132,450 |
| 8 people | $53,350 | $88,850 | $141,000 |
Actual limits are set per county/metro area and can differ from the statewide figures above — use HUD's official lookup for your county, or ask your local Public Housing Agency.
Fair Market Rents by county (2026)
FMRs are HUD's rent benchmarks by unit size, used to set Housing Choice Voucher payment standards. Source check: 2026-07-20 source
| County / area | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| Atlantic County Atlantic City-Hammonton, NJ HUD Metro FMR Area |
$1,346 | $1,537 | $1,867 | $2,586 | $2,851 |
| Bergen County Bergen-Passaic, NJ HUD Metro FMR Area |
$1,778 | $2,024 | $2,324 | $2,835 | $3,618 |
| Burlington County Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA |
$1,397 | $1,520 | $1,810 | $2,170 | $2,423 |
| Camden County Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA |
$1,397 | $1,520 | $1,810 | $2,170 | $2,423 |
| Cape May County Cape May County, NJ HUD Metro FMR Area |
$1,320 | $1,366 | $1,792 | $2,396 | $2,405 |
| Cumberland County Vineland, NJ MSA |
$1,280 | $1,375 | $1,673 | $2,303 | $2,311 |
| Essex County Newark, NJ HUD Metro FMR Area |
$1,612 | $1,822 | $2,205 | $2,761 | $3,137 |
| Gloucester County Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA |
$1,397 | $1,520 | $1,810 | $2,170 | $2,423 |
| Hudson County Jersey City, NJ HUD Metro FMR Area |
$2,407 | $2,458 | $2,763 | $3,367 | $3,955 |
| Hunterdon County Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area |
$1,804 | $1,978 | $2,486 | $2,981 | $3,296 |
| Mercer County Trenton-Princeton, NJ MSA |
$1,344 | $1,545 | $1,950 | $2,338 | $2,670 |
| Middlesex County Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area |
$1,804 | $1,978 | $2,486 | $2,981 | $3,296 |
| Monmouth County Monmouth-Ocean, NJ HUD Metro FMR Area |
$1,676 | $1,889 | $2,328 | $3,043 | $3,371 |
| Morris County Newark, NJ HUD Metro FMR Area |
$1,612 | $1,822 | $2,205 | $2,761 | $3,137 |
| Ocean County Monmouth-Ocean, NJ HUD Metro FMR Area |
$1,676 | $1,889 | $2,328 | $3,043 | $3,371 |
| Passaic County Bergen-Passaic, NJ HUD Metro FMR Area |
$1,778 | $2,024 | $2,324 | $2,835 | $3,618 |
| Salem County Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA |
$1,397 | $1,520 | $1,810 | $2,170 | $2,423 |
| Somerset County Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area |
$1,804 | $1,978 | $2,486 | $2,981 | $3,296 |
| Sussex County Newark, NJ HUD Metro FMR Area |
$1,612 | $1,822 | $2,205 | $2,761 | $3,137 |
| Union County Newark, NJ HUD Metro FMR Area |
$1,612 | $1,822 | $2,205 | $2,761 | $3,137 |
| Warren County Warren County, NJ HUD Metro FMR Area |
$1,517 | $1,527 | $1,895 | $2,404 | $2,800 |
See also: how the Housing Choice Voucher program works · New Jersey Public Housing Agencies.