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New Jersey: 2026 income limits & Fair Market Rents
HUD's 2026 figures for New Jersey: the income limits that housing programs use to determine eligibility tiers, and the Fair Market Rents that set voucher payment standards. State median family income: $134,600.
Income limit tiers (statewide, by household size)
Programs generally define "extremely low" as 30% of area median income, "very low" as 50%, and "low" as 80%. ✓ 2026-07-20 source
| Household | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $28,300 | $47,150 | $74,800 |
| 2 people | $32,350 | $53,850 | $85,450 |
| 3 people | $36,400 | $60,600 | $96,150 |
| 4 people | $40,400 | $67,300 | $106,800 |
| 5 people | $43,650 | $72,700 | $115,350 |
| 6 people | $46,900 | $78,100 | $123,900 |
| 7 people | $50,100 | $83,500 | $132,450 |
| 8 people | $53,350 | $88,850 | $141,000 |
Actual limits are set per county/metro area and can differ from the statewide figures above — use HUD's official lookup for your county, or ask your local Public Housing Agency.
Fair Market Rents by county (2026)
FMRs are HUD's rent benchmarks by unit size, used to set Housing Choice Voucher payment standards. ✓ 2026-07-20 source
| County / area | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| Atlantic County Atlantic City-Hammonton, NJ HUD Metro FMR Area |
$1,346 | $1,537 | $1,867 | $2,586 | $2,851 |
| Bergen County Bergen-Passaic, NJ HUD Metro FMR Area |
$1,778 | $2,024 | $2,324 | $2,835 | $3,618 |
| Burlington County Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA |
$1,397 | $1,520 | $1,810 | $2,170 | $2,423 |
| Camden County Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA |
$1,397 | $1,520 | $1,810 | $2,170 | $2,423 |
| Cape May County Cape May County, NJ HUD Metro FMR Area |
$1,320 | $1,366 | $1,792 | $2,396 | $2,405 |
| Cumberland County Vineland, NJ MSA |
$1,280 | $1,375 | $1,673 | $2,303 | $2,311 |
| Essex County Newark, NJ HUD Metro FMR Area |
$1,612 | $1,822 | $2,205 | $2,761 | $3,137 |
| Gloucester County Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA |
$1,397 | $1,520 | $1,810 | $2,170 | $2,423 |
| Hudson County Jersey City, NJ HUD Metro FMR Area |
$2,407 | $2,458 | $2,763 | $3,367 | $3,955 |
| Hunterdon County Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area |
$1,804 | $1,978 | $2,486 | $2,981 | $3,296 |
| Mercer County Trenton-Princeton, NJ MSA |
$1,344 | $1,545 | $1,950 | $2,338 | $2,670 |
| Middlesex County Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area |
$1,804 | $1,978 | $2,486 | $2,981 | $3,296 |
| Monmouth County Monmouth-Ocean, NJ HUD Metro FMR Area |
$1,676 | $1,889 | $2,328 | $3,043 | $3,371 |
| Morris County Newark, NJ HUD Metro FMR Area |
$1,612 | $1,822 | $2,205 | $2,761 | $3,137 |
| Ocean County Monmouth-Ocean, NJ HUD Metro FMR Area |
$1,676 | $1,889 | $2,328 | $3,043 | $3,371 |
| Passaic County Bergen-Passaic, NJ HUD Metro FMR Area |
$1,778 | $2,024 | $2,324 | $2,835 | $3,618 |
| Salem County Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA |
$1,397 | $1,520 | $1,810 | $2,170 | $2,423 |
| Somerset County Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area |
$1,804 | $1,978 | $2,486 | $2,981 | $3,296 |
| Sussex County Newark, NJ HUD Metro FMR Area |
$1,612 | $1,822 | $2,205 | $2,761 | $3,137 |
| Union County Newark, NJ HUD Metro FMR Area |
$1,612 | $1,822 | $2,205 | $2,761 | $3,137 |
| Warren County Warren County, NJ HUD Metro FMR Area |
$1,517 | $1,527 | $1,895 | $2,404 | $2,800 |
See also: how the Housing Choice Voucher program works · New Jersey Public Housing Agencies.