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Kentucky: 2026 income limits & Fair Market Rents
HUD's 2026 figures for Kentucky: the income limits that housing programs use to determine eligibility tiers, and the Fair Market Rents that set voucher payment standards. State median family income: $87,300.
Income limit tiers (statewide, by household size)
Programs generally define "extremely low" as 30% of area median income, "very low" as 50%, and "low" as 80%. ✓ 2026-07-20 source
| Household | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $18,350 | $30,600 | $48,900 |
| 2 people | $21,000 | $34,950 | $55,900 |
| 3 people | $23,600 | $39,300 | $62,900 |
| 4 people | $26,200 | $43,650 | $69,850 |
| 5 people | $28,300 | $47,150 | $75,450 |
| 6 people | $30,400 | $50,650 | $81,050 |
| 7 people | $32,500 | $54,150 | $86,650 |
| 8 people | $34,600 | $57,650 | $92,250 |
Actual limits are set per county/metro area and can differ from the statewide figures above — use HUD's official lookup for your county, or ask your local Public Housing Agency.
Fair Market Rents by county (2026)
FMRs are HUD's rent benchmarks by unit size, used to set Housing Choice Voucher payment standards. ✓ 2026-07-20 source
| County / area | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| Adair County Adair County, KY |
$619 | $683 | $866 | $1,204 | $1,246 |
| Allen County Allen County, KY HUD Metro FMR Area |
$759 | $759 | $996 | $1,224 | $1,520 |
| Anderson County Anderson County, KY |
$745 | $951 | $1,042 | $1,323 | $1,454 |
| Ballard County Ballard County, KY HUD Metro FMR Area |
$800 | $817 | $1,072 | $1,285 | $1,640 |
| Barren County Barren County, KY |
$657 | $662 | $868 | $1,102 | $1,280 |
| Bath County Bath County, KY |
$619 | $668 | $866 | $1,124 | $1,360 |
| Bell County Bell County, KY |
$597 | $790 | $866 | $1,133 | $1,294 |
| Boone County Cincinnati, OH-KY-IN HUD Metro FMR Area |
$958 | $1,051 | $1,353 | $1,785 | $1,976 |
| Bourbon County Lexington-Fayette, KY MSA |
$883 | $1,079 | $1,272 | $1,743 | $1,940 |
| Boyd County Huntington-Ashland, WV-KY-OH HUD Metro FMR Area |
$848 | $853 | $973 | $1,249 | $1,410 |
| Boyle County Boyle County, KY |
$693 | $698 | $913 | $1,200 | $1,351 |
| Bracken County Cincinnati, OH-KY-IN HUD Metro FMR Area |
$958 | $1,051 | $1,353 | $1,785 | $1,976 |
| Breathitt County Breathitt County, KY |
$619 | $714 | $866 | $1,204 | $1,259 |
| Breckinridge County Breckinridge County, KY |
$686 | $690 | $866 | $1,204 | $1,209 |
| Bullitt County Louisville, KY-IN HUD Metro FMR Area |
$966 | $1,047 | $1,272 | $1,625 | $1,891 |
| Butler County Butler County, KY HUD Metro FMR Area |
$660 | $660 | $866 | $1,204 | $1,232 |
| Caldwell County Caldwell County, KY |
$619 | $714 | $866 | $1,038 | $1,209 |
| Calloway County Calloway County, KY |
$785 | $837 | $1,098 | $1,317 | $1,454 |
| Campbell County Cincinnati, OH-KY-IN HUD Metro FMR Area |
$958 | $1,051 | $1,353 | $1,785 | $1,976 |
| Carlisle County Carlisle County, KY HUD Metro FMR Area |
$683 | $717 | $915 | $1,173 | $1,399 |
| Carroll County Carroll County, KY |
$696 | $746 | $974 | $1,168 | $1,290 |
| Carter County Carter County, KY HUD Metro FMR Area |
$698 | $703 | $866 | $1,204 | $1,254 |
| Casey County Casey County, KY |
$619 | $790 | $866 | $1,038 | $1,169 |
| Christian County Clarksville, TN-KY HUD Metro FMR Area |
$1,090 | $1,094 | $1,346 | $1,871 | $2,258 |
| Clark County Lexington-Fayette, KY MSA |
$883 | $1,079 | $1,272 | $1,743 | $1,940 |
| Clay County Clay County, KY |
$662 | $759 | $866 | $1,176 | $1,308 |
| Clinton County Clinton County, KY |
$619 | $660 | $866 | $1,041 | $1,209 |
| Crittenden County Crittenden County, KY |
$619 | $660 | $866 | $1,038 | $1,209 |
| Cumberland County Cumberland County, KY |
$619 | $701 | $866 | $1,204 | $1,209 |
| Daviess County Owensboro, KY MSA |
$840 | $846 | $1,110 | $1,466 | $1,470 |
| Edmonson County Bowling Green, KY HUD Metro FMR Area |
$889 | $985 | $1,153 | $1,384 | $1,806 |
| Elliott County Elliott County, KY |
$619 | $683 | $866 | $1,081 | $1,209 |
| Estill County Estill County, KY |
$619 | $790 | $866 | $1,120 | $1,259 |
| Fayette County Lexington-Fayette, KY MSA |
$883 | $1,079 | $1,272 | $1,743 | $1,940 |
| Fleming County Fleming County, KY |
$619 | $703 | $866 | $1,142 | $1,147 |
| Floyd County Floyd County, KY |
$646 | $689 | $904 | $1,109 | $1,212 |
| Franklin County Franklin County, KY |
$747 | $859 | $1,083 | $1,410 | $1,680 |
| Fulton County Fulton County, KY |
$619 | $660 | $866 | $1,204 | $1,453 |
| Gallatin County Cincinnati, OH-KY-IN HUD Metro FMR Area |
$958 | $1,051 | $1,353 | $1,785 | $1,976 |
| Garrard County Garrard County, KY |
$643 | $821 | $900 | $1,156 | $1,285 |
| Grant County Grant County, KY HUD Metro FMR Area |
$823 | $899 | $1,155 | $1,385 | $1,678 |
| Graves County Graves County, KY |
$619 | $660 | $866 | $1,204 | $1,311 |
| Grayson County Grayson County, KY |
$708 | $712 | $866 | $1,200 | $1,209 |
| Green County Green County, KY |
$619 | $790 | $866 | $1,142 | $1,147 |
| Greenup County Huntington-Ashland, WV-KY-OH HUD Metro FMR Area |
$848 | $853 | $973 | $1,249 | $1,410 |
| Hancock County Hancock County, KY |
$769 | $774 | $1,016 | $1,345 | $1,347 |
| Hardin County Elizabethtown, KY HUD Metro FMR Area |
$841 | $846 | $1,056 | $1,469 | $1,771 |
| Harlan County Harlan County, KY |
$694 | $699 | $866 | $1,142 | $1,147 |
| Harrison County Harrison County, KY |
$619 | $790 | $866 | $1,204 | $1,214 |
| Hart County Hart County, KY |
$619 | $747 | $866 | $1,077 | $1,198 |
| Henderson County Henderson County, KY |
$711 | $764 | $949 | $1,220 | $1,414 |
| Henry County Louisville, KY-IN HUD Metro FMR Area |
$966 | $1,047 | $1,272 | $1,625 | $1,891 |
| Hickman County Hickman County, KY |
$619 | $660 | $866 | $1,142 | $1,147 |
| Hopkins County Hopkins County, KY |
$662 | $686 | $900 | $1,163 | $1,330 |
| Jackson County Jackson County, KY |
$619 | $660 | $866 | $1,204 | $1,209 |
| Jefferson County Louisville, KY-IN HUD Metro FMR Area |
$966 | $1,047 | $1,272 | $1,625 | $1,891 |
| Jessamine County Lexington-Fayette, KY MSA |
$883 | $1,079 | $1,272 | $1,743 | $1,940 |
| Johnson County Johnson County, KY |
$619 | $696 | $866 | $1,154 | $1,280 |
| Kenton County Cincinnati, OH-KY-IN HUD Metro FMR Area |
$958 | $1,051 | $1,353 | $1,785 | $1,976 |
| Knott County Knott County, KY |
$619 | $683 | $866 | $1,038 | $1,209 |
| Knox County Knox County, KY |
$619 | $745 | $866 | $1,038 | $1,453 |
| Larue County Elizabethtown, KY HUD Metro FMR Area |
$841 | $846 | $1,056 | $1,469 | $1,771 |
| Laurel County Laurel County, KY |
$607 | $676 | $881 | $1,068 | $1,213 |
| Lawrence County Lawrence County, KY HUD Metro FMR Area |
$715 | $720 | $926 | $1,110 | $1,341 |
| Lee County Lee County, KY |
$671 | $740 | $939 | $1,126 | $1,311 |
| Leslie County Leslie County, KY |
$619 | $790 | $866 | $1,204 | $1,209 |
| Letcher County Letcher County, KY |
$619 | $759 | $866 | $1,166 | $1,316 |
| Lewis County Lewis County, KY |
$619 | $660 | $866 | $1,136 | $1,209 |
| Lincoln County Lincoln County, KY |
$619 | $753 | $866 | $1,038 | $1,147 |
| Livingston County Livingston County, KY HUD Metro FMR Area |
$865 | $960 | $1,158 | $1,388 | $1,771 |
| Logan County Logan County, KY |
$632 | $660 | $866 | $1,178 | $1,311 |
| Lyon County Lyon County, KY |
$619 | $660 | $866 | $1,204 | $1,453 |
| Madison County Madison County, KY |
$666 | $785 | $904 | $1,257 | $1,416 |
| Magoffin County Magoffin County, KY |
$619 | $790 | $866 | $1,038 | $1,209 |
| Marion County Marion County, KY |
$619 | $660 | $866 | $1,093 | $1,300 |
| Marshall County Marshall County, KY |
$632 | $772 | $884 | $1,191 | $1,269 |
| Martin County Martin County, KY |
$619 | $683 | $866 | $1,081 | $1,209 |
| Mason County Mason County, KY |
$629 | $764 | $913 | $1,111 | $1,274 |
| McCracken County McCracken County, KY HUD Metro FMR Area |
$729 | $851 | $1,058 | $1,269 | $1,775 |
| McCreary County McCreary County, KY |
$619 | $790 | $866 | $1,069 | $1,209 |
| McLean County Owensboro, KY MSA |
$840 | $846 | $1,110 | $1,466 | $1,470 |
| Meade County Meade County, KY HUD Metro FMR Area |
$814 | $819 | $1,075 | $1,463 | $1,680 |
| Menifee County Menifee County, KY |
$619 | $683 | $866 | $1,110 | $1,209 |
| Mercer County Mercer County, KY |
$619 | $660 | $866 | $1,204 | $1,453 |
| Metcalfe County Metcalfe County, KY |
$619 | $755 | $866 | $1,081 | $1,209 |
| Monroe County Monroe County, KY |
$619 | $660 | $866 | $1,204 | $1,209 |
| Montgomery County Montgomery County, KY |
$647 | $690 | $905 | $1,194 | $1,198 |
| Morgan County Morgan County, KY |
$619 | $660 | $866 | $1,204 | $1,272 |
| Muhlenberg County Muhlenberg County, KY |
$619 | $660 | $866 | $1,038 | $1,224 |
| Nelson County Nelson County, KY HUD Metro FMR Area |
$770 | $781 | $1,016 | $1,360 | $1,704 |
| Nicholas County Nicholas County, KY |
$619 | $696 | $866 | $1,204 | $1,311 |
| Ohio County Ohio County, KY |
$619 | $660 | $866 | $1,043 | $1,218 |
| Oldham County Louisville, KY-IN HUD Metro FMR Area |
$966 | $1,047 | $1,272 | $1,625 | $1,891 |
| Owen County Owen County, KY |
$711 | $758 | $995 | $1,329 | $1,389 |
| Owsley County Owsley County, KY |
$619 | $683 | $866 | $1,115 | $1,209 |
| Pendleton County Cincinnati, OH-KY-IN HUD Metro FMR Area |
$958 | $1,051 | $1,353 | $1,785 | $1,976 |
| Perry County Perry County, KY |
$685 | $731 | $959 | $1,150 | $1,270 |
| Pike County Pike County, KY |
$698 | $745 | $977 | $1,171 | $1,552 |
| Powell County Powell County, KY |
$619 | $660 | $866 | $1,204 | $1,453 |
| Pulaski County Pulaski County, KY |
$662 | $706 | $926 | $1,110 | $1,355 |
| Robertson County Robertson County, KY |
$619 | $660 | $866 | $1,081 | $1,209 |
| Rockcastle County Rockcastle County, KY |
$619 | $741 | $866 | $1,126 | $1,209 |
| Rowan County Rowan County, KY |
$628 | $735 | $911 | $1,156 | $1,528 |
| Russell County Russell County, KY |
$619 | $660 | $866 | $1,038 | $1,147 |
| Scott County Lexington-Fayette, KY MSA |
$883 | $1,079 | $1,272 | $1,743 | $1,940 |
| Shelby County Shelby County, KY HUD Metro FMR Area |
$954 | $1,027 | $1,143 | $1,417 | $1,697 |
| Simpson County Simpson County, KY |
$754 | $872 | $1,055 | $1,405 | $1,473 |
| Spencer County Louisville, KY-IN HUD Metro FMR Area |
$966 | $1,047 | $1,272 | $1,625 | $1,891 |
| Taylor County Taylor County, KY |
$619 | $790 | $866 | $1,204 | $1,209 |
| Todd County Todd County, KY |
$656 | $700 | $918 | $1,151 | $1,351 |
| Trigg County Clarksville, TN-KY HUD Metro FMR Area |
$1,090 | $1,094 | $1,346 | $1,871 | $2,258 |
| Trimble County Trimble County, KY |
$715 | $780 | $1,001 | $1,320 | $1,325 |
| Union County Union County, KY |
$651 | $694 | $911 | $1,092 | $1,206 |
| Warren County Bowling Green, KY HUD Metro FMR Area |
$889 | $985 | $1,153 | $1,384 | $1,806 |
| Washington County Washington County, KY |
$664 | $708 | $929 | $1,226 | $1,323 |
| Wayne County Wayne County, KY |
$619 | $677 | $866 | $1,204 | $1,453 |
| Webster County Webster County, KY |
$619 | $660 | $866 | $1,115 | $1,209 |
| Whitley County Whitley County, KY |
$619 | $660 | $866 | $1,038 | $1,157 |
| Wolfe County Wolfe County, KY |
$619 | $683 | $866 | $1,081 | $1,209 |
| Woodford County Lexington-Fayette, KY MSA |
$883 | $1,079 | $1,272 | $1,743 | $1,940 |
See also: how the Housing Choice Voucher program works · Kentucky Public Housing Agencies.